Your mortgage rate is one of the biggest factors in the total cost of your home loan. Learn what drives rates in Alabama and what you can do to position yourself for a better one.

Most Alabama homebuyers assume they need a big down payment before they can buy. USDA loans make zero down payment homeownership possible for qualifying buyers in rural and suburban areas. Breeze Mortgage breaks down everything you need to know about USDA loans in Alabama.

Most Alabama homebuyers think they need 20% down before they can even think about buying. That is one of the biggest myths in real estate. Breeze Mortgage breaks down the truth about down payments, how little you actually need, and how to find the right strategy for your situation.